**Budget-Friendly**

Lay-by empowers customers to divide the cost of an item over time, making payments more manageable and accessible.

**Secures Desired Items**

This option guarantees that you can reserve the items you want, even if you are not ready to pay the full price upfront.

**No Interest or Credit Checks**

Different lay-by plans availible, interest-free payments and eliminate the need for credit checks.

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